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AFFORDABILITY
& HOUSING
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THE CHALLENGE

The affordability crisis is here. Young people can't afford to start careers where they grew up. Working families are being pushed out of communities they helped build. Seniors face displacement by rising costs. Teachers, nurses, and first responders can't afford to live in the communities they serve. Massachusetts has progressive majorities and has had them for decades. The question is not whether we share the right values. It is whether we are measuring the right things and building the right tools to produce real results.

MY APPROACH

 

Produce more housing at all income levels: I'll support building more housing, streamline permitting, and enable transit-oriented development near MBTA stations. The MBTA Communities Act is the law. The Supreme Judicial Court upheld it. Nine communities are being sued by the Attorney General for refusing to comply. Implementation, not re-litigation, is what the moment requires.

Tie state housing funding to outcomes: Massachusetts already rewards communities that commit to housing production through the Housing Choice Grant Program. But commitment and production are different things. A community can adopt technically compliant zoning and produce little new housing. I support upgrading the Housing Choice program to tie funding to units actually permitted and built, not just zoning adopted. The model already exists: Winchester earned Climate Leader designation by meeting specific, verifiable commitments and earning access to grant funding as a result. Apply that same outcome-based logic to housing: communities that build more get more.

Support local rent stabilization now: The SJC struck the statewide rent stabilization ballot question from the November 2026 ballot on a technical constitutional ground. The Legislature has until July 31 to pass a compromise. I support the local option approach now before the Senate: cities and towns could cap annual rent increases by majority vote, with exemptions for new construction. That respects local decision-making while protecting tenants from displacement. I'd pair any tenant protection with supply-side investment, because rent stabilization without new housing production just shifts the crisis.

Protect tenants and prevent displacement: I'll strengthen tenant protections, oppose no-fault evictions and predatory practices, and ensure tenants have real recourse against unjust rent increases. Housing stability is foundational to everything else in a family's life.

Extend consumer protection to hospital closures: On the Massachusetts Board of Higher Education, I helped create what became the FARM (Financial Assessment and Risk Monitoring) law, after Mount Ida College closed abruptly in 2018 and blindsided students mid-year. FARM requires annual financial screening of colleges at risk of closure, mandatory contingency planning, and advance notification. The Boston Globe reported in June 2026 that Hampshire College and Anna Maria College both collapsed with weeks of notice, showing FARM needs strengthening. I'll push for independent audits and real enforcement. And I'll extend the same consumer protection architecture to hospital closures. When Carney Hospital in Dorchester and Nashoba Valley Medical Center in Ayer closed in the Steward bankruptcy, communities were left scrambling with no warning. Same problem, same solution.

Make childcare affordable and accessible: Childcare is economic infrastructure, not a luxury. I'll expand access to quality early education, support childcare providers with fair wages, and reduce costs for working families. Parents shouldn't have to choose between a job and a child.

Keep education affordable: I'll expand financial aid, support debt-free pathways through Early College and community college, and ensure public higher education serves its mission of economic mobility. I voted for Early College on the BHE in 2017. It now serves 12,000 students at nearly double the college-going rate of comparable peers. That is the kind of investment in affordability that compounds over time.

Support families across life stages: From young families needing childcare to seniors needing accessible housing and services, I'll work to ensure policies support people staying in communities through every stage of life. That includes property tax relief so seniors can afford to age in place, and accessible housing so people with disabilities can live independently.

Tom Hopcroft, Democrat for Massachusetts State Senate, Second Middlesex District

© 2026 Committee to Elect Tom Hopcroft

99 Pond Street, Winchester, MA 01890

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